Real-Time Payments Gateway


FedNow Residuals


What is FedNow Residuals

Are you looking for a reliable way to earn recurring monthly passive income without the need for licenses, certifications, or traditional employment? FedNow offers you a groundbreaking opportunity to generate residual income through real-time payment systems as an Independent Contractor.

Turn Real-Time Payments into Monthly Residual Income

Do your clients utilize real-time payments? We own Real-TimePayments.com Now, you can unlock a powerful opportunity to earn passive monthly residual income through FedNow® services. Whether you’re an affiliate, agent, bank, or credit union, FedNow® enables you to maximize your revenue streams effortlessly.


Why Choose FedNow® for Residual Income?

  1. Recurring Monthly Revenue
    FedNow® allows you to earn a stable, recurring income by tapping into merchant services revenue generated by real-time payments.
  2. No Certifications or Licenses Required
    As an Independent Contractor, you don’t need to hold licenses, certifications, or become an employee. This accessible opportunity is designed for individuals seeking flexible income solutions.
  3. Customizable Earnings
    • Adjust Cost Structures: Take control of your earnings by “massaging” cost basis points and transaction fees to suit your business goals.
    • Tailored Solutions: Offer value-driven, personalized services to your clients.
  4. Leverage Real-Time Payment Technology
    FedNow® ensures instant transactions, giving your clients a seamless payment experience while securing your revenue faster.

How It Works

  1. Join as an Independent Contractor
    Sign up for the FedNow® network and access a suite of tools to enable real-time payments for your clients.
  2. Enhance Services for Your Clients
    Introduce businesses to FedNow® real-time payment technology, helping them streamline operations and improve cash flow.
  3. Earn Passive Residual Income
    Receive recurring monthly income from transaction fees and adjusted cost basis points on every payment processed.

Who Should Participate?

  • Affiliates & Agents: Expand your revenue streams by offering cutting-edge payment solutions.
  • Banks & Credit Unions: Enhance financial services with real-time payment integration and earn from transaction-based revenue.
  • Independent Contractors: Work independently and enjoy financial freedom through flexible, passive income opportunities.

Start Earning Today

By leveraging FedNow®’s real-time payments, you can generate a reliable passive income stream without the need for licenses or employment. Take charge of your financial future by joining the FedNow® network and tailoring your services for maximum profitability.

Join FedNow® and Build Your Residual Income Stream Now!

Creation Request for Payment Bank File

Call us, the .csv and or .xml Real-Time Payments (RTP) or Request for Payment (RfP) file you need while on your 1st phone call! We guarantee our reports work to your Bank and Credit Union. We were years ahead of competitors recognizing the benefits of RequestForPayment.com. We are not a Bank. Our function as a role as an "Accounting System" in Open Banking with Real-Time Payments to work with Billers to create the Request for Payment to upload the Biller's Bank online platform. U.S. Companies need help to learn the RfP message delivering their bank. Today Payments' ISO 20022 Payment Initiation (PAIN .013) shows how to implement Create Real-Time Payments Request for Payment File up front delivering a message from the Creditor (Payee) to it's bank. Most banks (FIs) will deliver the message Import and Batch files for their company depositors for both FedNow and Real-Time Payments (RtP). Once uploaded correctly, the Creditor's (Payee's) bank continues through a "Payment Hub", will be the RtP Hub will be The Clearing House, with messaging to the Debtor's (Payer's) bank. Request for Payment

... easily create Real-Time Payments RfP files. No risk. Test with your bank and delete "test" files before APPROVAL on your Bank's Online Payments Platform. Today Payments is a leader in the evolution of immediate payments. We were years ahead of competitors recognizing the benefits of Same-Day ACH and Real-Time Payments funding. Our business clients receive faster availability of funds on deposited items and instant notification of items presented for deposit all based on real-time activity. Dedicated to providing superior customer service and industry-leading technology.


Contact Us for Request For Payment payment processing